Client Comments
Thank you so very much for putting so much effort and time for helping us.



We were so happy that you were able to provide us with construction financing. The draw amounts work fine with our builder and we plan to refer anyone building a house. Thanks again.



Hi Joe

Just wanted to pass on our thanks again for all your help with securing our mortgage.

In hindsight, we would have to say that the entire process of buying for the first time went really well and we managed to avoid a lot of the headache and inconvenience that others seem to come across.

Certainly in regard to arranging our mortgage, things could not have been easier for us and we have you to thank for that.

Your patience and attention to detail was greatly appreciated.

All the best,

. Aghazzarian & L. Marino


Truly Professional

Joe helped us out with our financing and all the questions we asked. The rates and service was excellent and he even came to our house to sign all the papers.

We have recommend him to our co-workers, friends and family.


Mortgage Needed In a Hurry!

We needed to arrange something quickly and Joe Walsh was able to provide us with a commitment on the same day;

I would definitely recommend Joe.

A Satisfied Customer!


We supplied Joe Walsh with all of the pertinent information and we were able to sit back and relax while Joe took care of everything.

He examined all of the possibilities and came up with one that best suited our needs.

Joe took all of the shopping and confusion out of the experience and made it simple for us.

We have used Joe several times in the past and will continue to do so in the future.

He is knowledgeable, professional, there to service quickly & promptly without the stress that normally comes along with this sort of decision

Give Me a Call If You’re Non Resident of Canada Trying To Locate and Secure Mortgage Financing For a Canadian Based Property

In 2010, there is a very active Condo market in Canada, especially in Ontario and several of the investors are non residents seeking condo mortgage financing.

In many cases, the non resident buyer may only be looking for a short term solution for financing as they are interested in taking advantage of the resale opportunities.

Whether their mortgage requirements are short term or long term, there are condo loan solutions available to them.

For these residential condo investors that are non resident to Canada, the mortgage solutions are equity based, non income qualifying, and sourced through private mortgage lenders.

Like most equity based mortgages, the required down payment is at least 25%.  All sources of funds must be verified and comply with all international money transfer laws and protocols.

The mortgage term available is primarily for one year with posted interest rates of around 10% and also an open repayment option where by the mortgage can be repaid at any time without penalty.

These condo mortgage loans can be an excellent form of bridge financing for non resident investors, especially with the absence of a prepayment penalty clause.

A commitment for condo market mortgage funds is based on a certified appraisal valuation of the property as well as verification of the down payment.

While I am using the term condo here, this type of financing would be available to non Canadian residents for any type of residential unit in Canada.

There are a few additional requirements for non resident property buyers.

First, the condo mortgage closing must be performed in person by the actual buyer of the property.   No power of attorney will be recognized for this purpose.

Second, all correspondence related to the condo property loan will be done through the purchaser’s solicitor.

If you are a non resident of Canada seeking condominium mortgage financing or require more information on condo loans for Canadian residential property units, I recommend that you give me a call so that we can go over your situation together and discuss the available options.

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