Privacy Policy
Last Updated: June 3, 2024
Bedrock Financial Group ("Company", "we", "our", "us") is committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice or our practices with regard to your personal information, please contact us at joe@joewalsh.ca.
When you visit our website joewalsh.ca (the "Website"), and use our services, you trust us with your personal information. We take your privacy very seriously. In this privacy notice, we describe our privacy policy. We seek to explain to you in the clearest way possible what information we collect, how we use it, and what rights you have in relation to it. We hope you take some time to read through it carefully, as it is important.
If there are any terms in this privacy policy that you do not agree with, please discontinue use of our Sites and our services.
joewalsh.ca strives to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized experience. We may use Personally Identifiable Information (your name, e-mail address, street address, telephone number) subject to the terms of this privacy policy. We will never sell, barter, or rent your email address to any unauthorized third party. Period.”
How we gather information from users
How we collect and store information depends on the page you are visiting, the activities in which you elect to participate, and the services provided. For example, you may be asked to provide information when you register for access to certain portions of our site or request certain features, such as newsletters or when you make a purchase. You may provide information when you participate in sweepstakes and contests, message boards and chat rooms, and other interactive areas of our site. Like most Web sites, joewalsh.ca also collects information automatically and through the use of electronic tools that may be transparent to our visitors. For example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit. Among other things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit, or may control the number of times you encounter a particular advertisement while visiting our site. As we adopt additional technology, we may also gather information through other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and we may not be able to customize the site’s features according to your preferences.
What we do with the information we collect
Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone.
Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include any Personally Identifiable Information about you or allow anyone to identify you individually.
We may use Personally Identifiable Information collected on joewalsh.ca to communicate with you about your registration and customization preferences; our Terms of Service and privacy policy; services and products offered by joewalsh.ca and other topics we think you might find of interest.
Personally Identifiable Information collected by joewalsh.ca may also be used for other purposes, including but not limited to website administration, troubleshooting, processing of e-commerce transactions, administration of sweepstakes and contests, and other communications with you. Certain third parties who provide technical support for the operation of our website (our Web hosting service for example) may access such information. We will use your information only as permitted by law. In addition, from time to time as we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.
Online Advertising We Utilize
In this section of our Privacy Policy, we want to outline and describe Targeted Advertising (which can also be called Remarketing or Behavioral Advertising), Google Analytics, and the choices you have related to this type of online advertising and data collection.
The third-party ad networks and ad companies we utilize, including Google and Facebook, serve our ads to you on sites across the internet based on past visits to our website. Targeted Advertising through third party ad networks, including Google, allows us the ability to better tailor our marketing and advertising to fit your needs by displaying ads that are more relevant to you.
Third party ad networks and ad companies we utilize, including Google Ads, Facebook Ads, use cookies, and may also use web beacons and similar technologies, to collect user behavior Information during any visit or visits you make to this website in order to provide measurement services and advertising optimization only. As an example, the information that is collected by the cookie may include the number of times you visited a page and viewed and/or clicked an ad. The cookie does not collect personal information or give access to your computer.
If you do not want to participate in Targeted Advertising and Google Analytics data gathering you can opt out of the automated collection of information by third party ad networks, including Google, by visiting the Digital Advertising Alliance Consumer Choice page at http://www.aboutads.info/choices/ and by visiting the Network Advertising Initiative Consumer Opt-Out page at www.networkadvertising.org/choices/. You can also edit your Google Display Network ad preferences at https://support.google.com/My-Ad-Center-Help/answer/12155451?hl=en and opt out of Google Analytics by visiting the Google Analytics Opt Out Page at https://tools.google.com/dlpage/gaoptout.
Your Privacy Rights
In some regions (like the European Economic Area, United Kingdom, Australia, and Canada), you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time.
- Data Subject Rights: Depending on the applicable law, you may have the right to access, correct, update, or request deletion of your personal information. To request to review, update, or delete your personal information, please submit a request to joe@joewalsh.ca
Data Security
We aim to protect your personal information through a system of organizational and technical security measures. We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process.
While the security of your data is important to us, remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. We use cookies and similar tracking technologies for the following purposes:
- To provide and operate our services.
- To enhance your experience on our site.
- To understand how our site is used.
- To customize our advertising and marketing efforts.
Types of Cookies We Use
- Essential Cookies: These cookies are necessary for the website to function and cannot be switched off in our systems.
- Performance and Functionality Cookies: These cookies are used to enhance the performance and functionality of our website but are non-essential to their user.
- Analytics and Customization Cookies: These cookies collect information that is used either in aggregate form to help us understand how our website is being used or how effective our marketing campaigns are, or to help us customize our website for you.
- Advertising Cookies: These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed for advertisers, and in some cases selecting advertisements that are based on your interests.
Your Choices Regarding Cookies
If you prefer to avoid the use of cookies on the website, first you must disable the use of cookies in your browser and then delete the cookies saved in your browser associated with this website. You may use this option for preventing the use of cookies at any time.
Managing Cookies
You can manage your cookie preferences through your browser settings. Each browser provides different mechanisms for blocking and deleting cookies. Here is a list of some popular browsers that provide instructions for managing cookies:
- Google Chrome
- Mozilla Firefox
- Safari
- Microsoft Edge
Links to Other Sites
Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party’s website. We strongly advise you to review the Privacy Policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party websites or services.
Children’s Privacy
Our Service does not address anyone under the age of 18 (“Children”).
We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us.
If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
Compliance with Legal Standards
We comply with the following data protection laws and regulations:
- General Data Protection Regulation (GDPR): For users in the European Economic Area (EEA) and the UK, we comply with the GDPR, which provides you with the right to access, correct, delete, and limit the use of your personal information. You can also object to the processing of your personal information, request data portability, and lodge a complaint with your local data protection authority.
- UK Data Protection Act: We adhere to the UK Data Protection Act, which provides similar protections to the GDPR for users in the United Kingdom.
- California Consumer Privacy Act (CCPA): For users in California, we comply with the CCPA, which grants you the right to know what personal data is being collected about you, to access your personal data, to request deletion of your personal data, to know whether your personal data is sold or disclosed and to whom, and to opt-out of the sale of your personal data without discrimination for exercising these rights.
- Australia’s Privacy Act: For users in Australia, we comply with the Privacy Act 1988 (Cth), which provides you with the right to access and correct your personal information, and to lodge a complaint with the Office of the Australian Information Commissioner (OAIC).
- Personal Information Protection and Electronic Documents Act (PIPEDA): For users in Canada, we comply with PIPEDA, which provides you with the right to access and correct your personal information, to withdraw consent to the processing of your personal information, and to lodge a complaint with the Office of the Privacy Commissioner of Canada.
Contacting Us
We can be reached by contacting:
Bedrock Financial Group
Email: joe@joewalsh.ca
Changes to this Policy
joewalsh.ca reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.
Governing law
This policy and the use of this Site are governed by Ontario law. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Hamilton, Ontario, Canada. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Hamilton, Ontario, Canada, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
joewalsh.ca is controlled, operated and administered entirely within Ontario. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.