Client Comments
Thank you so very much for putting so much effort and time for helping us.



We were so happy that you were able to provide us with construction financing. The draw amounts work fine with our builder and we plan to refer anyone building a house. Thanks again.



Hi Joe

Just wanted to pass on our thanks again for all your help with securing our mortgage.

In hindsight, we would have to say that the entire process of buying for the first time went really well and we managed to avoid a lot of the headache and inconvenience that others seem to come across.

Certainly in regard to arranging our mortgage, things could not have been easier for us and we have you to thank for that.

Your patience and attention to detail was greatly appreciated.

All the best,

. Aghazzarian & L. Marino


Truly Professional

Joe helped us out with our financing and all the questions we asked. The rates and service was excellent and he even came to our house to sign all the papers.

We have recommend him to our co-workers, friends and family.


Mortgage Needed In a Hurry!

We needed to arrange something quickly and Joe Walsh was able to provide us with a commitment on the same day;

I would definitely recommend Joe.

A Satisfied Customer!


We supplied Joe Walsh with all of the pertinent information and we were able to sit back and relax while Joe took care of everything.

He examined all of the possibilities and came up with one that best suited our needs.

Joe took all of the shopping and confusion out of the experience and made it simple for us.

We have used Joe several times in the past and will continue to do so in the future.

He is knowledgeable, professional, there to service quickly & promptly without the stress that normally comes along with this sort of decision

Private Mortgage Financing

“Let Me Quickly Assess And Provide Private Mortgage Financing Options For Either Your
Residential Or Commercial Property”


Private mortgage financing is a significant source of loans mortgage lending that is sometimes misunderstood.
Private mortgages are a powerful form of  financing that fill a significant void in the financing market place and in many cases can be a preferred form of financing.

A private money lenders is an individual or business that advances funds in return for a mortgage with agreed to repayment terms and conditions.

As more institutional lenders rely on the MBS (Mortgage Backed Securities) for their source of funding, the criteria and underwriting becomes more rigid.  For example, most institutional lenders will not fund a mortgage to corporations through their residential loan division.  This could be on a AAA residential property, but they would only consider the loan through their commercial division.

A private lender would be a alternate source for this type of loan.

Some of the more common characteristics of  private mortgages include:

  • Interest only payments.
  • Ist Mortgages rates that are higher than a bank or trust company
  • 2nd Mortgages available at a higher Loan to Value than a bank or trust company
  • One or two year term.
  • Lender placement fees.
  • Streamlined application process
  • Quick lending decision

There are several sides to private mortgage lending.

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The most commonly known uses are for financing properties that are in or near foreclosure or for debt consolidation for people with below average credit.

But private lending is also used for construction projects, quick closings for property acquisitions, commercial property financing for industries or building types not supported by the banks, etc.

Effectively, mortgages from private sources are bridge or mortgage  loans that utilize real estate as security. Private lenders tend to be more regional in nature as knowledge of the local market becomes a very important lending consideration when looking at higher risk mortgage opportunities.

Private lenders have grown in numbers over the years as real estate lending is viewed to be more secure and lucrative than stock market investing by many individuals with available capital reserves especially older investors that want to hold shorter positions or turn their money over more frequently.

While there are lots of private money sources, there is still quite a bit of competition for the good lending opportunities;  Private lenders can also be hard to find due to the fact that many are very specific to location and application type.

So, if you require short term financing that can utilize real estate as security, private mortgage financing may definitely be a fit.

In any case, your first step is always the same. And that’s to give me a call so that I can provide a quick and free assessment of your private mortgage options. I have a number of sources of private money to draw from and welcome the opportunity to assist you with your needs.

Click Here To Get Immediate Assistance From
Joe Walsh, Your Private Mortgage Specialist.

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